Smith Forensics, Bruce D. Smith CPA, Business Interruption Forensic Accountants
Forensic Accounting, Business Interruption Analysis, Economic Damage QuantificationAbout Smith Forensics
Founded in 1992 by Bruce D. Smith, CPA/CFF, CFE, Smith Forensics has built a distinguished reputation delivering meticulous forensic accounting services across more than 2,500 domestic and international losses. Led by Bruce and his son Zachary Smith, CPA, CFE, J.D., the firm brings both deep financial expertise and legal insight to every engagement. Their team leaves no stone unturned, leveraging historical data, industry knowledge, and forward-looking analysis to produce thorough, well-reasoned, and clearly presented findings.
The Positive Impact On The Lives Of The Insured
When a business suffers a loss, the financial aftermath can be just as devastating as the event itself. Smith Forensics steps in at that critical moment, helping policyholders accurately quantify what they've truly lost. By meticulously analyzing financial records and cutting through complexity, they ensure that insureds aren't left settling for less than they're owed. Their work brings clarity, credibility, and confidence to the claims process, giving business owners the documentation they need to recover fully and move forward.
Working With UCP Members To Benefit The Insured
Smith Forensics understands that public adjusters and their clients need expert partners who speak the language of insurance claims. As a sponsor of UCP, Smith Forensics is committed to supporting members with the forensic accounting expertise that strengthens claims and protects policyholders. Whether it's calculating business income loss, identifying coinsurance issues, quantifying extra expenses, or navigating contingent business interruption coverage, their team works collaboratively with public adjusters to build well-supported, defensible analyses that move claims forward.
Meet the Smith Forensics Team
Smith Forensics is powered by a duo of highly credentialed professionals who combine deep forensic accounting expertise with industry insight to deliver thorough, defensible analyses on behalf of policyholders.
Bruce Smith, CPA/CFF, CFE: Founder & Principal
Before launching Smith Forensics in 1992, Bruce served as a senior auditor at a large multinational public accounting firm. Over the course of his career he has worked on more than 2,500 engagements with business owners, insurers, policyholders, and attorneys, earning a well-established reputation as a trusted consultant and expert witness in loss measurement. Beyond his consultant and expert witness roles, Bruce has served as both an Umpire and Appraiser in business interruption disputes, published articles on business interruption, and presented at conferences and universities nationwide. He holds the Certified Public Accountant (CPA), Certificate in Financial Forensics (CFF), and Certified Fraud Examiner (CFE) designations.
Zachary Smith, CPA, CFE, J.D.: Associate
Zach began his career as a licensed Florida attorney, serving as a judicial staff attorney for the Chief Judge of the Seventeenth Judicial Circuit in Broward County's Complex Business Division, where he advised the Court on contractual disputes, accounting fraud, insurance coverage, and bad faith matters. That foundation sparked a deep interest in accounting and business disputes, leading Zach to earn a Master of Accounting and the CPA and CFE designations. Since joining Smith Forensics, he has applied his unique legal and financial background to document review and the preparation of analytical schedules for business interruption loss calculations.
Bruce Smith, CPA/CFF, CFE: Founder & Principal
Before launching Smith Forensics in 1992, Bruce served as a senior auditor at a large multinational public accounting firm. Over the course of his career he has worked on more than 2,500 engagements with business owners, insurers, policyholders, and attorneys, earning a well-established reputation as a trusted consultant and expert witness in loss measurement. Beyond his consultant and expert witness roles, Bruce has served as both an Umpire and Appraiser in business interruption disputes, published articles on business interruption, and presented at conferences and universities nationwide. He holds the Certified Public Accountant (CPA), Certificate in Financial Forensics (CFF), and Certified Fraud Examiner (CFE) designations.
Zachary Smith, CPA, CFE, J.D.: Associate
Zach began his career as a licensed Florida attorney, serving as a judicial staff attorney for the Chief Judge of the Seventeenth Judicial Circuit in Broward County's Complex Business Division, where he advised the Court on contractual disputes, accounting fraud, insurance coverage, and bad faith matters. That foundation sparked a deep interest in accounting and business disputes, leading Zach to earn a Master of Accounting and the CPA and CFE designations. Since joining Smith Forensics, he has applied his unique legal and financial background to document review and the preparation of analytical schedules for business interruption loss calculations.
Accolades From The Industry:
Smith Forensics has earned the trust of insurance professionals, public adjusters, and policyholders alike through decades of consistent, high-quality work. Their analyses are known for being thorough, insightful, and actionable — holding up to scrutiny at every stage of the claims process. Clients and colleagues across the industry rely on Smith Forensics not just for their technical skill, but for their ability to present findings clearly and compellingly when it matters most.